Terms & Tariffs

Charges Table

1- Collateral estimation fee

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No.	Type of Collateral	Estimation fee
1	All types of buildings up to 2 floors	Birr 1000 per building
2	All types of buildings with more than 2 floors but less than to 6 floors	birr 2000 per building plus 250 per floor
3	All types of buildings with more than 6 floors	birr 3000 per building plus 250 per floor
4	Any under construction building up to 2 floors	br. 1500 per building
5	Any under construction building with more than 2 floors but less than to 6 floors	Birr 2500 per building plus 300 per floor
6	Any under construction building with more than 6 floors	birr 3500 per building plus 300 per floor
7	Fuel Station	Birr 1000/tanker
8	Automobiles	Birr 600/automobile
9	Passenger Vehicles and Trucks	Birr 1000/truck
10	Industrial Machinery (Large)	birr 1000/machinery
11	Factory Machinery (Small)	Birr 3000 in group in one factor
12	Construction Machinery & Equipment	1000/machinery
13	Workshop Machinery	birr 1500 in group only in one workshop
14	Coffee hulling & Washing sites	birr 5000 per site
15	Flower farm	birr 2000 per green house and Br. 800/block for other buildings
16	Coffee and other plantation	birr 1000 per hectare but maximum of 0.5% of the loan request

2- Financing processing fee

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Description	Amount of Financing, advances & guarantees Requested in ETB (X)	Charges
Description		For fresh requests	For Renewals of Existing facilities
Financing Processing Fee	Up to 2 Million	3000	1,000
	2 Million < X ≤ 7 Million	5000	1,600
	7 Million < X ≤ 15 Million	7000	2,200
	X > 15 Million	10,000	3,500
Collateral Substitution Fees per each property		ETB 5,000.00
Collateral Withdrawal Fee per each property		ETB 10,000.00
Transfer of financing, advance & guarantee File from one branch to another		ETB 50,000.00
Allowing registration of collaterals on the second degree by other banks (Per each collateral)		ETB 10,000.00
Movable property registry fee (post approval fee)		Birr 100.00 for registration of initial notice and Birr 50 for extending the period of effectiveness of initial notice (i.e. for renewal of existing facilities &/or for restructuring loans)

3- Credit Information Fee

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Description	Charges
Credit Information Fee	* Birr 1,000.00 per credit report on aggregate financing requests above Birr 100,000.00 and less or equal to Birr 1,000,000.00
Credit Information Fee	* Birr 2,000.00 per credit report on aggregate loan requests above Birr 1 million

4- Murabahah Export Pre-shipment, and Export Merchandise Facilities

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Tenure	Generated FCY to the Bank compared to financing amount	IFB Profit rate
UP TO 96 days	100% & above	Zero %

Charges Table

1. Mobile and Internet Banking Price and Fee

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Type of Service	Price and Fees
Transfer to own account	Free
Transfer to other Nib Bank account	Free
Transfer to other Bank	0 - 5,000 = 0.40% 5,001 - 25,000 = 0.24% 25,001 - 100,000 = 0.16% 100,001 - 1,000,000 = 0.08% Above 1,000,001 = 0.04%
Transfer to Wallet	Free
Utility payment	Free
Bill Payment	Free
Balance enquiry	Free
Mini statement	Free
Exchange rate	Free

2. Mobile Money Price and Fee

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Type of Service	Price and Fees
P2P	Free
Transfer to non-account holder	Free
Cash withdrawal at Agent/Branch	Free
Wallet to Bank transfer	Free
Merchants payments	Free
Balance enquiry	Free
Bill payments	Free
Mini statement	Free
Wallet to other bank	0 - 5,000 = 0.40% 5,001 - 25,000 = 0.24% 25,001 - 100,000 = 0.16% 100,001 - 1,000,000 = 0.08% Above 1,000,001 = 0.04%

Charges Table

1.1 Service Charge on Pass Book

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S/N	Type of Service	Description	Terms and Tariffs
1.	Pass Book upon opening		Free
2.	Replacement of Pass Book	Fully Utilized	Free
		Lost	Br. 50
		Damaged	Br. 50

1.2 Dormancy/Inactive and Closure of Accounts

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S/N	Type of service	Terms and Tariffs
1	Saving Account Closure & Dormancy
1.1	Saving Account Closure	Br. 30
1.2	Saving Account Closed before six months of opening.	Br. 30
1.3	Dormant Saving Account below Birr 100 for two consecutive years.	If the S/A below Br.100 for two consecutive years deduct Br. 25 every two years for account maintenance.
2	Current Account Closure & Dormancy
2.1	Closure of current account before six months	Br. 50
2.2	Dormant Current Account below Birr 1000 every 6 months.	Dormant Current Account below Birr 1000 deduct Br. 50 every six months for account maintenance.

1.3 Local Money Transfer Service (LMTS)

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S/N	Type of service		Terms and Tariffs
1.	LMTS from A/c	Commission	Up to Birr: 3000 = Br. 13 Above Birr: 3000. Birr: 13 plus Birr: 1/thousand
1.	LMTS from A/c	Service Charge	Br. 10
2.	LMTS by Cash	Commission	Up to Birr: 3000 = Br. 15 Above Birr: 3000. Birr: 15 plus Br: 1.25/thousand
2.	LMTS by Cash	Service charge	Br. 10
3.	LMTS(for staff)	Commission	Up Br. 5000/month free charge of commission. Otherwise Birr 1/thousand for above: Br 5000
3.	LMTS(for staff)	Service charge	Br. 10
4.	Amendment LMTS both Cash & Account		Br. 25

1.4 Bank to Bank Fund Transfers

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S/N	Type of service	Terms and Tariffs
1.	Interbank transfer from own Nib account to own other bank account.	Br. 100
2.	Interbank transfer from own Nib account to beneficiary other bank account.	Br. 110

NB: the Proposed Terms and Tariffs includes NBE RTGS Fee.

1.5 INSA Service Charge

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S/N	Service Amount Range	Service charge	Services to be considered in connection with Derash Platform
1.	Br.1 – Br.50	Br. 0	Water, Electricity, Tax, Traffic Penalty, Transport, Phone, Rent, Receipt, Education, and other government bill payment services.
2.	Br.51 – Br.100	Br. 1
3.	Br.101 – Br.500	Br. 3
4.	Br.501 – Br.5000	Br. 5
5.	Br.5001 – Br.100000	Br. 20
6.	Br.100001 – Br. 1000000	Br. 30
7.	>= Br. 1000001	Br. 50

1.6 Charges on Cheque Services

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Type of service	Description	Terms and Tariffs
Cost of Cheque book	10 leaves	Br. 50
	25 leaves	Br. 75
	50 leaves	Br. 120
	100 leaves	Br. 200

1.7 Insufficient Fund of Cheque Returned

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Type of service	Description	Terms and Tariffs
Insufficient Fund Cheque Returned	1st Instance	Penalize Br. 100 and Apply NBE Directive no. SBB/64/2016 Mark in the register book and communicate written warning.
	2nd Instance	Levy a fine of 3% of cheque value but not exceeding Br. 25000 & Apply NBE Directive no SBB/34/2016. Second written warning.
	3rd Instance	Levy a fine of 5% of cheque value not exceeding Br. 50000 & Apply NBE directive no SBB/64/2016. Communicate CATS and Branch support Internal audit and Communicate to customers and close the account.

1.8 Charges on other Incidents of Cheque

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S/N	Type of service	Terms and Tariffs
1.	If the cheque is returned insufficient through other bank clearance at the first time	Br. 35
2.	Stop payment Request (Per Application)	Br. 200
3.	Special clearance of other bank cheque (RTGS) per cheque	Br. 25

1.9 Charges on Cashers’ Payment Order (CPO)

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S/N	Type of service	Description	Terms and Tariffs
1.	CPO - issuance	From A/C Holder	Br. 50
1.	CPO - issuance	Non- Account Holder	Br. 100
2.	CPO – Cancellation	A/C Holder	Br. 200
2.	CPO – Cancellation	Non- Account Holder	Br. 300
3.	CPO- Replacement	A/C Holder	Br. 200
3.	CPO- Replacement	Non- Account Holder	Br. 300
4.	CPO - Lost CPO (Refund)	A/C Holder	Br. 300
4.	CPO - Lost CPO (Refund)	Non- Account Holder	Br. 300

1.10 Incidental and Other Service Charges

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S/N	Type of service	Description	Terms and Tariffs
1.	Account statement of any account Current month for the first time.		Br. 25
2.	Duplicate Statement of any account per month.		Br. 25
3.	Historical Account statement (previous months)		Br. 25 for each month for less than 2 years Br. 50+ Br. 25 per month for 2 and above years.
4.	Duplicate advice for items	Current year	Br. 20
4.	Duplicate advice for items	Over year	Br. 30
5.	Standing instruction from AC to AC per transaction		Br. 30
6.	Balance Confirmation (including staff) letter		Br. 200
7	Payroll Service Charge per employee per month		Free

1.11 Share and related service charges

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S/N	Type of service	Terms and Tariffs
1.	Blocking of NIB’s share to be held as collateral by other bank or entities	Br. 1000 per request
2.	Unblocking of NIB’s share held as collateral with other entities.	Br. 200 per request
3.	Share Transfer processing Fee	(1% of the share value) Min Br. 300. Each party shall share the total fee equally
4.	Confirmation Fee (For Embassy external Auditor and others entities).	Br. 500
5.	Share Certificate Fee (Transfer Amendment loss damage & replacement)	Br. 300 per Certificate

Note: In proposed share transfer fee in court case each party do not pay share transfer fee.

Fess and Charges

1. Loan Processing Fee

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Fee Type	Details
For fresh requests	Up to ETB 2000000: ETB 3000 ETB 2000000 < X ≤ ETB 7000000: ETB 5000 ETB 7000000 < X ≤ ETB 15000000: ETB 7000 X > ETB 15000000: ETB 10000
For renewals of existing facilities	Up to ETB 2000000: ETB 1000 ETB 2000000 < X ≤ ETB 7000000: ETB 1600 ETB 7000000 < X ≤ ETB 15000000: ETB 2200 X > ETB 15000000: ETB 3500

2. Commission Related to Collateral and Other

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Fee Type	Details
Collateral Substitution Fees	Per property: ETB 5000
Collateral Withdrawal Fee	Per property: ETB 10000
Transfer of Loans & Guarantee File	From one branch to another (excluding staff): ETB 50000
Commitment Fee	1% of the approved amount
Allowing Registration of Collaterals	Per collateral: ETB 10000
Late Payment Fee	2.5% of the outstanding principal balance (for loans past due for thirty days but less than ninety days)
Credit Information Fee	For aggregate loan request above ETB 100000 and less than or equal to ETB 1000000: ETB 1000 For aggregate loan request above ETB 1000000: ETB 2000
Movable Property Registry Fee	For registration of initial notice: ETB 100 For extending the period of effectiveness of initial notice (i.e. for renewal of existing facilities &/or for restructuring of loans): ETB 50
Revenue Stamp Fee	Collected from the loan proceeds immediately following disbursement (specific amounts not provided in the document)
Stamp Duty Charge	Collected from the loan proceeds immediately following disbursement (specific amounts not provided in the document)

3. Commission Charges on Guarantees

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There is no content published here!!!

4. Bid Bond

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Category	Cash	Cash substitutes	Buildings	Factory Agriculture Construction Machineries and Company Share	Motor Vehicles	Other collaterals like Coffee site	Uncovered part by collateral & for fully clean facility
Up to Birr 3 Million	0.230%	0.235%	0.880%	0.925%	1.000%	1.250%	1.750%
Above Birr 3 Million but ≤ Birr 5 Million	0.225%	0.230%	0.780%	0.875%	0.950%	1.200%	1.700%
Above Birr 5 Million but ≤ Birr 10 Million	0.220%	0.225%	0.660%	0.825%	0.900%	1.150%	1.650%
Above Birr 10 Million but ≤ Birr 15 Million	0.215%	0.220%	0.650%	0.775%	0.850%	1.100%	1.600%
Above Birr 15 Million	0.210%	0.215%	0.600%	0.725%	0.800%	1.050%	1.550%

5. Advance Payment Guarantee

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Category	Cash	Cash substitutes	Buildings	Factory Agriculture Construction Machineries and Company Share	Motor Vehicles	Other collaterals like Coffee site	Uncovered part by collateral & for fully clean facility
Up to Birr 5 Million	0.230%	0.285%	0.895%	0.975%	1.075%	1.305%	2.000%
Above Birr 5 Million but ≤ Birr 10 Million	0.210%	0.250%	0.865%	0.895%	0.985%	1.235%	1.950%
Above Birr 10 Million but ≤ Birr 15 Million	0.190%	0.240%	0.775%	0.975%

6. Credit Information Fee

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Credit Information Fee
For aggregate loan request above ETB 100000 and less than or equal to ETB 1000000	ETB 1000
For aggregate loan request above ETB 1000000	ETB 2000

Charges Table

A. Foreign Exchange Transfer Service

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No	Type of service	Terms and Tariffs
1	Foreign Exchange Transfer Service
1.1	Incoming transfer
1.1.1	Transfer to All types of Accounts
	a) Service Charge	Free
	b) S.W.I.F.T charge per page	USD 50 (If only any inquiry or clarification needed from Correspondent Bank)
	c) Telephone Charge	USD 50
	d) Re-transfer of Transferred Funds	-Only SWIFT charge for amount below USD 200 - SWIFT Charge + USD 100 for amount > USD 200
1.2	Outgoing Transfer
1.2.1	Transfer from Birr account
	a) Exchange Commission	2.50%
	b) Service Charge	9.5% Min USD 250
	c) SWIFT Charge per page	USD 50
	d) Amendment on Transfer	SWIFT charge + USD 50
	e) Cancellation on Transfer	SWIFT charge + USD 50
	f) Investigation Fee
	Requested by Overseas Bank	USD 50
	Requested by Customer	USD 100 per Document
1.2.2	Clean transfer against the debit of foreign currency, Transferable & Retention Accounts
	a) Exchange Commission	Free
	b) Opening Charge	Free
	c) Service Charge	3.75% Min USD 125
	d) S.W.I.F.T charge per page	USD 50
1.3.	Sale of FCY
1.3.1.	Sale of FCY Cash notes against BIRR
	a) Service Charge	9.50%
1.3.2.	Sales of FCY Cash notes against the debit of FCY or Retention A/C
	a) Service Charge	3.75%
1.4.	Staff Members
	a) Service Charge on incoming transfer	Free
	b) Exchange Commission on outgoing transfer	2.5%
	c) Sales of FCY Cash notes against BIRR (For Staff)	2%
	d) Postage	As per receipt of Courier Service Provider
	e) S.W.I.F.T charge per page	USD 50

B. Trade services

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No	Type of service	Terms and Tariffs
2	Trade services
2.1.	Import
2.1.1.(a)	Import Letters of Credit from Birr Account
	a) Exchange Commission	2.5%
	b) Opening Commission	4% Min USD 250
	c) Service Charge	5.5% Min USD 200 (For 3 months or part thereof)
	d) Additional service charge (If LC is opened at Margin)	5% Min USD 250 on unpaid balance (For 3 months or part thereof)
	e) Confirmation commission	5% (For 3 months or part thereof)
	f) Amendment commission	USD 150
	g) Cancellation commission	USD 150
	h) SWIFT charge	USD 100 - For Full L/C text USD 50 - Amendment per page
	i) Correspondent charge	Per debit advice
	j) Photocopy	Birr 200
	k) Foreign Exchange Applications for Imports	Birr 100
	l) Discrepancy document charge for Import (From Beneficiary Account)	USD 200
	m) Interest on advance on Import L/C	Advance on Import Bills rate
2.1.1(b)	Import Letters of Credit from FCY Denominated Account
	a) Opening Commission	2% Min USD 250 (For 3 months or part thereof)
	b) Service Charge	3.5% Min USD200 (For 3 months or part thereof)
	c) Additional service charge (If LC is opened at Margin)	5% Min USD 250 on unpaid Balance (For 3 months or part thereof)
	d) Confirmation commission	5% (For 3 months or part thereof)
	e) Amendment commission	USD 150
	f) Cancellation commission	USD 150
	g) SWIFT charge	USD 100 - For Full L/C text USD 50 - Amendment per page
	h) Correspondent charge	Per debit advice
	i) Photocopy	Birr 200
	j) Interest on advance on Import L/C	Advance on Import Bills rate
2.1.2(a)	Extension on LC from Birr Account
	a) Extension Commission	4.0% (For Three months or part thereof)
	b) Service Charge	5.5% Min USD 200 (For 3 months or part thereof)
	c) Additional service charge (If LC is opened at Margin)	5% Min USD 250 on unpaid Balance (For 3 months or part thereof)
	d) Confirmation commission(only for confirmed Letter of Credit)	5% (For 3 months or part thereof)
	e) SWIFT charge	USD 50
2.1.2(b)	Extension on LC from FCY Denominated Account
	a) Extension Commission	2.0% (For Three months or part thereof)
	b) Service Charge	3.75% Min USD200 (For 3 months or part thereof)
	c) Additional service charge (If LC is opened at Margin)	5% Min USD 250 on unpaid Balance (For 3 months or part thereof)
	d) Confirmation commission(only for confirmed Letter of Credit)	5% (For 3 months or part thereof)
	e) SWIFT charge	USD 50
2.1.3	Partial Shipment for LC opened.
	Partial Shipment on LC	Free for 1st partial, 5% Min USD 250 for all shipments thereafter
2.1.4 (a)	Excess Drawings (Increase of amount on FOB Value or Freight) from Birr Account
	a) Exchange Commission	2.5%
	b) Opening Commission	4% Min USD 250
	c) Service Charge	15% Min USD 200
2.1.4(b)	Excess Drawings (Increase of amount on FOB Value or Freight) from FCY Denominated Account
	a) Opening Commission	2% Min USD 250 (For 3 months or part thereof)
	b) Service Charge	3.75% Min USD 200
2.1.5(a)	Increase in L/C Amount from Birr Account
	a) Opening Commission	4% on increased amount (For three months or part thereof)
	b) Service Charge	15% Min USD 200 on increased amount
	c) Additional Service Charge (If the increase is on LC opened at Margin)	5% Min USD 250 on Unpaid Balance (For Three months or part thereof)
	d) Confirmation commission	5% on increased amount
2.1.5(b)	Increase in L/C Amount from FCY Denominated Account
	a) Exchange Commission	Free
	b) Opening Commission	2% on increased amount
	c) Service Charge	3.75% Min USD 200 on Increased amount
	d) Additional Service Charge (If the increase is on LC opened at Margin)	5% Min USD 250 on unpaid Balance of increase amount
	e) Confirmation commission	5% on increased amount
2.1.6	Suppliers Credit
	a) Exchange Commission	Free
	b) Opening Commission	2% Min USD 250
	c) Service Charge	5% Min USD 200
	d) Acceptances LCs Issuance of Acceptance L/C (By special arrangement)	Ordinary LC charges at the time of LC opening Plus 0.5% at the time of settlement
2.1.7 (a)	Treatment of Expired LC from Birr Account
	a) Extension Commission	4%
	b) Service Charge	5.5% Min USD 200
	c) Confirmation Commission, if any	5%
	d) Additional Service Charge (If the increase is on LC opened at Margin)	5% Min USD 250 on unpaid Balance of increase amount
2.1.7 (b)	Treatment of Expired LC from FCY Denominated Account
	a) Extension Commission	2%
	b) Service Charge	5% Min USD 200
	c) Confirmation Commission, if any	5%
2.1.8	Guarantee under L/C Delivery order (DO)
a)	Issuance of Delivery order under LC with 110% payment Guarantee issued for missing B/L or Airway Bill under sight L/C (Customers must deposit the invoice value of goods plus 10% & present appropriate foreign exchange permit)	USD 200
2.1.9	Documentary Collection (Inward Bills for Collection-IBCo or Cash Against Document (CAD)
	a) Exchange Commission	2.50%
	b) Service Charge	9.50% Min USD 250
	c) SWIFT	USD 50
	d) Photo Copy	Birr 200
	e) Unpaid Items/ to be/ Returned	Service Charge USD 100 + SWIFT Charge + Courier charge - per cost
	f) Unpaid Items held in Safe Custody (Trust)	Custody charge - USD 100 flat per month for more than 1 months
	g) Delivery of documents without or free of payment	USD 50
	i) Purchase Order Extension Commission (Extension is allowed for a maximum of 3 months)	9.50% Min USD 250
	j) Amendment of Purchase Order and Permits	USD 100 per Amendment
	k)Permit splitting Charge	USD 100 per split
2.1.9.1	Guarantee under Documentary Collection Delivery order (OD)
a)	Issuance of Delivery Order Under Documentary Collection with 110% payment Guarantee for missing/presentation of B/L (Customers must deposit 110% of the invoice value of goods & present appropriate foreign exchange permit)	USD 200
b)	Acceptances CADs Short term guarantee or acceptance of draft to cover suppliers credit	Ordinary CAD charges at the time of opening Plus 0.5% at the time of settlement
2.1.10	Freight Charges
	a) Exchange Commission	2.50%
	b) Service Charge	9.50% Min USD 250
		Service Charge (From Importers - Against Debit of FCY Denominated Accounts : 4.5%
		2%
2.1.11	Additional Charges
a)	Shipments made before the approval of purchase order	7% Min USD 150
b)	Shipments made after the expiry of purchase order	11% Min USD200
c)	Partial Shipment on CAD	Free for 1st partial, 5% Min USD 250 for all shipments thereafter
2.2	Export-Letter of Credit
2.2.1	Letter of Credit
2.2.1.1	Service Charges
	a) Advising	USD 50 for advice to other Bank; otherwise FREE
	b) Extension	USD 50 for advice to other Bank; otherwise FREE
	c) Amendment	USD 50 for advice to other Bank; otherwise FREE
	d) Extension & Amendment	USD 50 for advice through other Bank; otherwise FREE
	e) Confirmation Commission	USD 50 for advice through other Bank
	f) Cancellation Commission	USD 50
2.2.2.	Negotiation of documents (Outward Documentary Bills Purchased - ODBP)
	a) Negotiation Commission (Service Charge)	Free
	b) Postage	As per receipt of Courier Service Provider
	c) SWIFT	USD 50
	d) Advance on Export Bills ( After 30 Days - If the proceeds of the document is not credited to our A/C)	Interest to be collected at the prevailing lending rate for Advance on Export Bills
	e) Purchase of Export documents from exporters who have pre-shipment financing and if the proceeds of the document is not credited to our A/C within 30 days)	10% per month (The date will be counted starting from the Date of Negotiation)
	f) Photo Copy	Birr 200
	g) Our Bank LC Authentication Charge	Birr 1500
	h) Other Bank LC Amendment Authentication Charge	Birr 1000
	i) Other Bank Authentication Charge	As per the debit advice
	Export Documentary Collection
2.2.3	Outward Documentary Bills Collection (ODBC)
	a) Service Charge	Free
	b) Postage	As per receipt of Courier Service Provider
	c) Photocopy	Birr 200
	d) SWIFT	USD 50
	Advance payment for export through bank transfer	Free
	Service Charge on issuance of Export permit for which advance payment has been received	Free
	Export on consignment basis at the issuance of permit	Free
	Issuance of Export permit against deposit of foreign currency cash note	Free

C. Letter of Guarantee (Foreign)

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No	Type of service	Revised Terms and Tariffs
3	Letter of Guarantee (Foreign)
	Type A:
3.1	Bid bonds as well as performance bonds issued at the request of Correspondent banks abroad with their counter guarantee
	Up to USD 200,000	1.75% Min USD 150
	From USD 200,001 - 400,000	1.5% Min USD 150
	From USD 400,001 - 600,000	1.25% Min USD 150
	Above 600,000	1.25% Min USD 150
3.2	Amendment
3.2.1.	Increase in Amount of guarantee opened or confirmed by our bank	1.75% Min USD 200
3.2.2.	Extension of validity date of guarantee opened or confirmed by our bank	Price indicated on 3.1 applied for the extended period of days
3.2.3.	Other terms of guarantee	USD 100
	Type B:
	Bid bonds issued by correspondent bank passed by with our authentication without our counter guarantee	Br 1500
	Type C:
	Indirect Foreign bid bond at the request of local customer
	Against 100% deposit	0.75% Min USD 150
	With other collaterals	1% Min USD 150

D. Incidental and Other Charges

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No	Type of service	Terms and Tariffs
4.	Incidental and other charges
	Small Item Export Permits	USD 85
	Cost of Cheque Books	As per cost
	Sale of Daily Exchange Rate Summary Sheet
	Daily Exchange Rate Summary	Birr 50 per Copy
	Annual Subscription Fee	Birr 500 Per Copy
	Provision of Foreign Exchange Rate
	Exchange Rate of any particular date with in one (1) year	Birr 100
	Exchange Rate of over 1 year old	Birr 200 per page
	Issuance of Additional Bank Statement from FCY and Retention Account
	Statement to be sent by fax	USD 20
	Statement to be sent by mail	USD 10 + Courier charge

Note: Any exceptional case related to pricing shall be approved by CEO with recommendation of VP- IBO and Director, Trade Finance Department.

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Terms & Tariffs

1- Collateral estimation fee

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2- Financing processing fee

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3- Credit Information Fee

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4- Murabahah Export Pre-shipment, and Export Merchandise Facilities

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1. Mobile and Internet Banking Price and Fee

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2. Mobile Money Price and Fee

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1.1 Service Charge on Pass Book

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1.2 Dormancy/Inactive and Closure of Accounts

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1.3 Local Money Transfer Service (LMTS)

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1.4 Bank to Bank Fund Transfers

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1.5 INSA Service Charge

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1.6 Charges on Cheque Services

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1.7 Insufficient Fund of Cheque Returned

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1.8 Charges on other Incidents of Cheque

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1.9 Charges on Cashers’ Payment Order (CPO)

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1.10 Incidental and Other Service Charges

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1.11 Share and related service charges

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1. Loan Processing Fee

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2. Commission Related to Collateral and Other

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3. Commission Charges on Guarantees

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4. Bid Bond

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5. Advance Payment Guarantee

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6. Credit Information Fee

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A. Foreign Exchange Transfer Service

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B. Trade services

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C. Letter of Guarantee (Foreign)

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D. Incidental and Other Charges

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